Governance

Paragraphs

We aim to put the customer at the centre of our strategy. Through a cross-selling approach and state-of-the-art technology, we’re able to provide services of the highest standards.

Our operation is organised around four independent divisions, each with its own resources, which correspond to our core activities.

A balanced and objective distribution of power

The governance system in place respects the general principles of corporate governance

Composed of 13 members, our Board of Directors is responsible for the financial soundness of the bank. It defines our strategic guidelines, including our development policy, both locally and internationally, and oversees the management of our activities.

To help it achieve its goals, the bank’s Board of Directors has five specialised committees:

  • Audit and Accounts Committee
  • Appointments and Remuneration Committee
  • Strategic Committee
  • Risk Advisory Committee
  • Procurement Committee

Mr.Mohamed EL KETTANI

Chief Executive Officer

Mr. Mounir EL MAJIDI

Administrator Siger Representative

Mr. Hassan OURIAGLI

Administrator AL MADA Representative

Mr. Abdelmjid TAZLAOUI

Administrator

Mr. Aymane TAUD

Administrator

Mr. Abed YACOUBI SOUSSANE

Administrator

Mr. José REIG

Administrateur

Mr. Azdine El MOUNTASSIR BILLAH

Administrator

Mr. Aldo OLCESE SANTONJA

Independent Administrator

Mme Françoise MERCADAL-DELASALLES

Independent Administrator

Mr. Lionel ZINSOU

Independent Administrator

Mme Laurence DORS

Independent Administrator

M. Soulaymane KACHANI

Independent Administrator

Through the governance system, the bank’s management has established a principle of collective decision-making, with the support of an Executive Committee and a Management and Coordination Committee.

Our Executive Committee oversees the institution's performance and the management of its activities, and monitors the operational implementation of the strategy approved by the Board of Directors.

Mr. Mohamed EL KETTANI

Chief Executive Officer

Mr. Hassan BERTAL

Deputy General Manager - Morocco and Europe Retail Banking Division

Mr. Ismaïl DOUIRI

Deputy Managing Director - International Retail Banking and Specialized Financing Subsidiaries

Mr. Choukri OIMDINA

Deputy Managing Director Global Risk Management

Mr. El Hassane EL BEDRAOUI

Deputy Managing Director - Transformation Sector, Innovation, Technologies and Operations

Mr. Youssef ROUISSI

Deputy Managing Director - Corporate Investment Banking Division

Mr. Rachid KETTANI

Deputy Managing Director - Finance Group

Mr. Mohamed SOUSSI

Deputy Managing Director - Human Capital Group

Mme Yasmine ABOUDRAR

Secretary of the Executive Committee

The Management and Coordination Committee aims to promote exchanges between divisions and the coordination of cross-functional projects and programmes. Each month it brings together 25 senior managers with the members of the Executive Committee.

Our Shareholders

Actionnariat_2023_EN